Your Store Is Always Stocked. Your Funding Should Be Too.
Capital Advance helps independent grocery and specialty food store owners across Canada access fast, flexible funding — without credit checks, collateral, or complicated paperwork.
Trusted by 500+ Canadian small businesses
Funded in as little as 24 hours
No credit checks. No collateral.
Up to $100,000 available
Start Your Application
- No Commitment Required
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Running a Grocery Store Means Managing Cash Flow Every Single Day
Between restocking shelves, paying suppliers, covering staff wages, and preparing for the next big community holiday rush — cash flow is always moving. And when inventory costs spike or a big opportunity shows up, waiting weeks for bank approval isn’t an option.
Capital Advance was built for business owners like you. We provide fast, flexible funding based on your store’s monthly sales — not your credit score. No long applications, no hidden fees, no surprises.
Get Funded in 3 Simple Steps
Apply in 5 Minutes
Fill out our quick online form. No paperwork. No branch visit required.
Get Approved
Our team reviews your application and gets back to you fast — often same day.
Receive Up to $100K
Funds deposited directly to your business account within 24 hours of approval.
What Canadian Grocery Owners Are Funding Right Now
Bulk inventory orders before major cultural holidays (Eid, Diwali, Caribbean Carnival season, Christmas)
Refrigeration unit repairs or upgrades
Store renovation or expansion to a larger space
Adding a deli counter, butcher section, or prepared foods station
Covering supplier payments while waiting on receivables
Marketing investment to compete with big box stores
Hiring extra staff during peak seasons
Why Grocery Store Owners Choose Capital Advance
No Credit Checks
We fund based on your store’s monthly revenue, not your credit history.
No Collateral Required
You don’t need to put up your property, equipment, or personal assets.
Funded in 24 Hours
From application to funds in your account — fast enough for real business decisions.
Transparent Terms
No hidden fees. No surprises. You know exactly what you’re agreeing to.
Flexible Repayment
3–6 month repayment terms that work with your store’s cash flow cycle.
What Our Clients Say
Do You Qualify?
Most grocery and specialty food store owners qualify if:
Your store has been open for at least 6 months
Your monthly revenue is $10,000 or more
You have consistent daily or weekly sales (retail cash flow)
You operate anywhere in Canada except Quebec
If that sounds like your business — you’re likely a great fit.
Ready to Grow Your Store? Let’s Talk.
Apply in 5 minutes. No credit check. No collateral. Get up to $100K deposited in 24 hours.
DIRECT LENDER SINCE 2019
